yeah the problem w/ the apple care is that it dosn't cover 'accidents' or water damage
only natural hardware failure
so if some douche takes your computer and throws it into a brick wall and takes a leak on it, you're stuck with the bill
its super lame, i had to shell out $600 just for them to look at it when i dropped it, if anything needed replacing it would have been more!
good luck on finding a solution to this