Author Topic: WTF DO I DO! (Read 3566 times)

tmandt · « **on:** July 23, 2009, 01:11:54 AM »

i went to the mall today and i :censored:ing lost my debit card FML NEVER LET YOUR BABY COUSIN PLAY WITH YOUR WALLET*mines is a small one so i let him*

can someone tell me what to do?

im calling wells fargo first thing in the morning

if theres a charge from the internet or a store can they track it down? PLZ I CANT LOOSE THE MONEY I HAVE, I NEED SCHOOL CLOTHES

~:Dhruv:~ · « **Reply #1 on:** July 23, 2009, 01:58:08 AM »

call up the bank immediately and ask them to block the card.
you should have done this asap actually so that you were not liable to pay for any extra billing but just hope that no one used it.....

tmandt · « **Reply #2 on:** July 23, 2009, 02:08:39 AM »

Quote from: ~:Dhruv:~ on July 23, 2009, 01:58:08 AM

call up the bank immediately and ask them to block the card.
you should have done this asap actually so that you were not liable to pay for any extra billing but just hope that no one used it.....

what if someone used it?

i cant call right now my mom and dad are asleep and they have my ss number so yea :\ wait till the mornin

my sis works at the bank tho but idk if she works today

GhoSt · « **Reply #3 on:** July 23, 2009, 03:01:40 AM »

yea block that card asap, debit cards are like credit cards anyone can pick one up and use the details on it to buy stuff across the web.

~:Dhruv:~ · « **Reply #4 on:** July 23, 2009, 03:30:12 AM »

u cant do anything if someone used it.... They are not liable if u didnt inform them when u lost it....
Just hope no one used it....
Best of luck with it !

tmandt · « **Reply #5 on:** July 23, 2009, 03:35:54 AM »

so your saying i wont get my money back if someone used the card already -.-

im pretty sure someone used it by now

ryan0 · « **Reply #6 on:** July 23, 2009, 04:53:00 AM »

Is it chip and pin or just a swipe,like do you have to enter a card number and pin to make a payment?

Well first of all go to the bank and close that account,that account is no longer safe because somebodies probably skimmed the card by now.
Then make a new account!
KA-CHING!!

Modded Matt · « **Reply #7 on:** July 23, 2009, 04:58:14 AM »

chances are if someone used it before you reported it you will probably be out of pocket, as the bank is not liable if you did not inform them, and they have no way to prove YOU did not make the purchases.

if you own a debit card, you need to have the 800 phone number for the bank, and the card number else where incase this happens. it can be done ASAP adn is automated with some banks.
you need to know your SS number!!!
call them now!!!
there are more honset people then dishonest people in the world. most people call the number on the back and report it lost for you. I have done this myself.

one more pice of advise, (no offence intended) they are going to ask you to verify charges on your account, dont get greedy here, it is a felony and you will loose all credibility if you deny a charge that was really yours. not saying you would do that, but it has been done before.

tmandt · « **Reply #8 on:** July 23, 2009, 02:57:22 PM »

i called wells fargo etc, reported lost card, she filed a claim

told my sis to cancel my card idk if she did

matt is there any way for them to tell who made the charges on the account?

oh she askd about my charges also, i was honest

last purchase i made was 6 dollars to payap

Modded Matt · « **Reply #9 on:** July 23, 2009, 03:55:09 PM »

yea dude I was not occusing you of anything I hope you did not take it that way, depending on how thorough they look into it they could pull the video cameras which are now in most retail stores. they or talk to the salesperson.

you need to talk to your parents and learn your SS number. you need to know this number for obvious reasons it is the most important number in your like it will with you forever.

treemty · « **Reply #10 on:** July 23, 2009, 04:35:53 PM »

ok,
once my dad lost his card, and some one spent $1000 at a few different places.
we called the bank asap and they said thy would investigate.
it turns out the woman spen ome money at this little kids store and at a tatoo parlor.
the bank got us back all of our money within 2 weeks.
idk if wells fargo is good wih that stuff, but chevy chasebank is

...well now its capital one, but watev.
just make sre you go on the phone with...actually, check your balance online to see if you een lost any money.

tmandt · « **Reply #11 on:** July 23, 2009, 05:18:49 PM »

how did they catch her treemty?

yea i need to learn my ss number, im 16 and dont even know :\ only my bday lmfao

budgray19 · « **Reply #12 on:** July 23, 2009, 06:23:38 PM »

and its safer to know it this way u dont have to worry about losin a paper that has it on it
then its game over for a few years pending on the person

tmandt · « **Reply #13 on:** July 23, 2009, 08:19:30 PM »

i didnt understand the game over for a few years part. what do you mean by that?

budgray19 · « **Reply #14 on:** July 24, 2009, 12:33:13 AM »

if they are asses enough
ull have to spend years trying to get ur identity back
they basicaly become u
its call identity theft
very serious stuff

tmandt · « **Reply #15 on:** July 24, 2009, 12:39:59 AM »

oh thats what you mean, i thought you meant for the person that was the stealer

Post Merge: July 25, 2009, 01:10:34 AM

well i found out i got my money back for temporaly i guess and then my sis bf transfered 70 to my account for my bday present -.-

so i just told my sis to take everything out now i only have .36 cents now

Slim Hacker · « **Reply #16 on:** July 25, 2009, 06:36:44 AM »

Quote from: tmandt on July 24, 2009, 12:39:59 AM

oh thats what you mean, i thought you meant for the person that was the stealer
Post Merge: July 25, 2009, 03:10:34 AM
well i found out i got my money back for temporaly i guess and then my sis bf transfered 70 to my account for my bday present -.-

so i just told my sis to take everything out now i only have .36 cents now

they spent all that and left you with $.37 or thats whats in your account after your sis pulled the money out

alentris · « **Reply #17 on:** July 25, 2009, 09:52:13 AM »

Quote from: budgray19 on July 24, 2009, 12:33:13 AM

if they are asses enough
ull have to spend years trying to get ur idenboobyy back
they basicaly become u
its call idenboobyy theft
very serious stuff

wth is an "idenboobyy", and why is it so important?

tmandt · « **Reply #18 on:** July 25, 2009, 01:34:19 PM »

thats whats in it after my sis pulled everything out

~:Dhruv:~ · « **Reply #19 on:** July 25, 2009, 09:08:41 PM »

Quote from: alentris on July 25, 2009, 09:52:13 AM

wth is an "idenboobyy", and why is it so important?

I think he meant... "i d e n t i t y" theft lol...

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Author Topic: WTF DO I DO! (Read 3566 times)